China Life insurers bet big on participating products to shore up margins – Fitch
A prolonged low-rate environment is forcing Chinese insurers to rethink product design, with participating policies emerging as a core strategic and credit-supportive pillar.
Actuaries are examining how quantum error correction breakthroughs could sharpen nat cat models and parametric pricing, though the technology would bring new risks.
The dedicated framework allows MGAs to design products and run the policy lifecycle, but restricts them from entering reinsurance or syndicate structures.
Dedicated hubs
Insight by…
Insight by type
China Life insurers bet big on participating products to shore up margins – Fitch
By
•
Read next