Policy-driven disruptions and geopolitical shifts require fundamental changes to traditional risk assessment approaches, say industry experts, and will require insurers to “get good” at pricing policy-driven...
Market players are scrutinising supply chain exposures more closely, as cross-border deal complexity and regulatory uncertainty drive claims activity across Asia.
Trade tensions and supply chain disruptions force a reassessment of rates and pricing strategies, but China's EV insurance segment could reach break-even this year.
Industry leaders call for greater transparency, enhanced claims oversight, and expanded preventive care, as rising medical costs drive up policyholders’ premiums and insurers’ loss ratios.
Insurers need to balance hyper-personalisation against the risk of fragmenting risk pools into statistically unreliable segments, industry experts say.
Advanced analytics and data abundance have transformed insurance pricing from basic portfolio management into a strategic cornerstone across value chains.