The regulator unveiled the research at Hong Kong FinTech Week, demonstrating how the privacy-preserving technology can enable insurers to collaborate on data.
The reinsurer's 2024 return-on-equity of 14.2% and combined ratio of 92.8% underscored its ability to maintain profitability despite higher catastrophe losses and reduced Lloyd’s participation.
The initiative, which includes partnerships with two Swiss universities, aims to create AI solutions that can be scaled across Zurich's operations to address practical insurance challenges.
Losses in electric vehicle insurance also eased in 2025 as insurers adapted to higher claims costs with better pricing and claims controls, the ratings agency said.
