With efforts to improve profitability and a strong capital position, Japan's GI industry received a stable outlook despite nat cat and macroeconomic challenges.
PTI responds to increased loss ratio by tightening health and motor underwriting, yet faces a negative outlook due to recent capital erosion and riskier investment approach.
Zheshang Insurance receives a 'BBB' rating from Fitch, highlighting its improved underwriting performance and strategic market expansion, despite investment and capital risks.
