The ratings agency highlights stronger capital management and diversified earnings among Japan’s insurers as they adapt to higher interest rates, solvency reforms and increased use of reinsurance and overseas...
The claimant allegedly relied on ChatGPT-generated legal guidance and filings, forcing the insurer to incur significant legal costs despite a previous settlement agreement.
Most insurers anticipate similar allocation proportions for bank deposits, bonds, mutual funds, and other financial assets compared to 2025, with some planning to modestly increase equity investments.
Most regional holdings are investment-grade, with roughly 98% rated ‘A’ or higher, helping limit potential credit risks despite market volatility linked to the ongoing conflict.
Han is currently the government relations director at Prudential HK, while Spence is the SVP for client strategy and relationship management at Lockton.
