However, only around 1 in 10 life and health policies are purchased through direct digital channels, as buyers continue to seek human advice before committing.
Profitable non-life business generated most of the composite insurer’s 2025 operating income, while its life business, which made up about half of premiums, improved.
The regulator said Anatoly's promoter failed to disclose his links to a corporate agent whose licence renewal was refused in 2025 over false declarations and net-worth violations.
The Hong Kong reinsurer posted a 91.0% non-life net combined ratio in 2025 and lifted net profit to HK$1.3bn (US$167m) on higher underwriting and investment results.