Policy Surrenders

Several colorful banknotes in a pile, including a 500 yuan note and Hong Kong notes, scattered on a surface

Hong Kong IA warns insurers over leverage risk as premium-financing sales climb

August 20 2026

The regulator cited growing use of such policies, aggressive leverage marketing, and heightened lapse risks in its supervisory circular.

Sumitomo Life new business premiums rise 26% on overseas and single-premium demand

August 19 2026

The group's in-force annualised premiums reached ¥4.06tn (US$25bn), while core profit rose 82.3% to ¥134.5bn in the first quarter.

White tiled office building with the Meiji Yasuda sign in Japanese characters, blue sky above, and green trees in the foreground.

Meiji Yasuda monitors policy surrenders as rising rates reshape insurance demand

August 13 2026

The observation comes amid similar surrender patterns across other Asian markets.

Empty train station platform with boxes and 'In Force' sign, early exit door, and clock.

Asia's life insurers rethink products as surrender trends test customer retention

August 12 2026

Policy surrenders have surpassed maturity payouts in India, while Korea has seen cancellations rise 62.7% in early 2026.

Seoul cityscape with Han River and Namsan Tower, South Korea, at sunset.

Korea's pension savings insurance cancellations jump 62.7% as savers chase equities — Report

July 16 2026

Surrender payouts and reserve requirements are climbing at both life and non-life insurers, raising questions over whether households are trading long-term protection for short-term liquidity.

indian-insurers-hedging-options-increase-as-rbi-allows-bond-forward-trading

RBI flags underwriting strain in general insurance, rise in life policy surrenders

July 2 2026

The central bank says these trends are weighing on insurers' profitability and could leave parts of the sector more vulnerable to future shocks.

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