Rates/premiums

pacific-posts-third-straight-quarter-of-double-digit-commercial-insurance-rate-declines

Asia commercial insurance rates fall 5% in Q2 as global market softens for eighth straight quarter

July 23 2026

Marsh said excess capacity, lower reinsurance costs and increased competition continued to drive rate declines.

Empty modern conference room with a long wooden table and black leather chairs, large windows with blurred city lights in the background.

Asia D&O rate cuts slow as board scrutiny intensifies: Howden

July 23 2026

Buyers still hold the advantage, particularly on excess layers, but underwriting discipline is returning after years of soft conditions.

Traditional Japanese street lined with dark wooden shops, hanging signboards, and warm lanterns, with mountains in the background

Japan general insurers' underwriting performance improves as fire claims fall in FY2025

July 13 2026

Fire insurance led Japan's non-life market improvement in FY2025, as claims fell sharply despite continued premium growth across major commercial lines.

Aerial view of a suburban neighborhood flooded, with water covering streets and yards around houses and trees rising above the water line.

ARPC urges greater catastrophe pooling as climate risks intensify across Asia

July 2 2026

ARPC underscores the importance of government-backed pools and regional data sharing in sustaining catastrophe insurance affordability.

Bustling pedestrian street in a historic Chinese town, with red lanterns hanging between wooden shops.

China claims pressure eases further in April as premium growth moderates

June 29 2026

Life claims declined sharply by more than 12%, while non-life payouts stabilised, highlighting diverging underwriting conditions across segments.

Satellite image of a powerful hurricane swirling toward the coast of northern Australia, with a clear eye offshore.

Australia's cyclone reinsurance pool cut premiums but affordability pressures persist — ACCC

June 25 2026

Premium relief has been concentrated in northern Australia, while prices continue to rise across the rest of the country.

India's GI premiums grow 9% in May as fire weakness persists

June 25 2026

A fifth straight decline in fire premiums was offset by growth in health and motor, alongside sharp gains in aviation, marine and personal accident.

Flooded park scene with brown water surrounding a small red-brick building, trees, and blue playground structures, under a cloudy sky with reflections on the water.

Australia eyes tougher disclosure rules for rising insurance premiums

June 18 2026

The Albanese government demands insurers improve how they explain significant premium rises as regulators intensify oversight of customer outcomes.

Panoramic Tokyo skyline at dusk with the Tokyo Skytree towering above dense buildings and a lit bridge over the river from the foreground perspective.

Rising interest rates to ease capital pressure on Korean insurers in H2 – Fitch

June 18 2026

The sector’s K-ICS ratio improved in 2025, but earnings remained under pressure from claims and onerous contract losses.

Large cargo ship with blue upper hull and red bottom balanced on a thick rope, flags of Iran and the United States at each end, conveying geopolitical tension.

Some insurers ease Hormuz rates on US-Iran deal hopes, but pre-war pricing hinges on stability

June 17 2026

Early cuts of up to 40% have surfaced, though pricing stays patchy and a history of broken ceasefires leaves many insurers reluctant to move fast.

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