Emerging risks | Growth Opportunities | APAC Insurance

Thursday, November 5, 2026

Life and Health, News, Regulatory

IRDAI mandates policy loans for life insurance savings products as part of new segment reforms

New regulations include mandatory policy loans, extended free look period, and partial withdrawals for pension products.

By

Editorial team

June 13, 2024

•

3 min read

(Re)in AsiaSIRC 2026 Hub

(Re)in AsiaSIRC 2026HubExplore the hub →

Unlock this insight for free

Register for a free 14-day trial to read the full insight.

14 days of access to (Re)in Asia’s premium intelligence
Free daily briefing in your inbox each morning
No credit card required

Already have an account? Sign in →

(Re)in AsiaSIRC 2026 Hub

(Re)in AsiaSIRC 2026HubExplore the hub →

Read next

IRDAI mandates four-layer motor cover structure from 15 December November 4 2026
IRDAI mandates monthly insurer data reporting for government's service sector database August 11 2026
HDFC Life’s H1 VNB rises 12% as product mix shifts away from participating savings October 16 2026
Generali’s Asia life NBV more than doubles in H1 as region leads savings inflows August 7 2026
Australia mandates accident insurance for gig delivery workers under new standards August 19 2026
IRDAI health panel pushes for simpler products, faster claims handling September 1 2026