HCF Life

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Australian full Federal Court upholds HCF Life ruling dismissing ASIC appeal

June 19 2026

The court found that HCF Life's pre-existing condition clauses did not create a significant imbalance, while leaving intact the earlier finding that the terms could mislead consumers.

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ASIC appeals Federal Court ruling on HCF Life policy term

July 8 2025

In a ruling in October 2024, the Federal Court found the term misleading but dismissed the claim that it was unfair.

HCF Life fined A$750,000 over misleading contract term in life policies

May 9 2025

The Federal Court of Australia finds concerns in policies in the life insurer’s ‘Recover’ range.

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Australia's Federal court rules HCF Life's policy term could mislead consumers

October 28 2024

Justice Jackman says pre-existing condition clause is misleading, but not an unfair contract term under the ASIC Act of 2021.

ASIC launches legal action against HCF Life over alleged unfair and misleading terms

May 12 2023

The expansion of unfair contract term protections was part of a recommendation by Australia's 2017 Financial Services Royal Commission.