Insurance penetration improved to 1.78% in 2025, as insurers paid 121.9bn pesos (approx. US$2.08bn) in life benefits and sector assets climbed past 2 trillion pesos.
The AIA Alta Club add-on pairs WeChat-based doctor-and-nurse teams with priority booking at designated Grade 3A hospitals for members and up to three family members.
Nearly one in three reported claims remained pending at the end of FY2025, with standalone health insurers outperforming general insurers on claim settlement ratios and speed.
