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Emerging risks | Growth Opportunities | APAC Insurance

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Thursday, November 5, 2026

Medical inflation

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Australian health insurers face margin squeeze as claims cost outpaces premiums — S&P
September 8 2026
Smaller insurers are most at risk if profitability weakens, the ratings agency warned.
Waiting area in a clinic with people seated and a staff member at a bright yellow reception desk under a 'KAUNTER JANJI TEMU' sign
Malaysia medical claims inflation hits 12.3% in 2025
August 28 2026
Utilisation, not price, drove most of the rise, with insurers and takaful operators paying RM13.5bn (US$3.35bn) on about 1.08 million claims.
Health insurance claim form with a stethoscope and a stack of Indian ₹2000 notes beside it.
India weighs health insurance, claims reforms as medical costs surge — report
August 13 2026
A panel comprising regulators, insurers, hospitals, and led by the IRDAI chief will submit recommendations by year-end.
Empty hospital ward with row of beds separated by blue curtains, bright lights, and medical equipment nearby.
BNM plans independent oversight framework for MediAsas
July 30 2026
The base medical insurance and takaful product is undergoing pilot testing ahead of a planned January 2027 launch.
Busy city street with tall glass buildings and a translucent multicolored chart overlay representing data analytics.
Hanwha General's long-term line's profit falls despite revenue growth: AM Best
July 27 2026
Rising medical claims and competition squeeze margins on the South Korean insurer's long-term book.
A hospital ward with multiple patient beds separated by blue curtains and medical equipment along the walls under bright ceiling lights.
Malaysia to begin MediAsas health insurance pilot by end-July
July 7 2026
The base MHIT plan is expected to be rolled out nationwide in January 2027 following the Klang Valley pilot.
Grandfather, grandmother, and grandson share a joyful moment together in an airport lounge, with InsureTech Connect Asia logo in the corner.
Insurers should design for life stages, not products, executives say at ITC Asia
July 3 2026
Rising medical inflation and ageing populations are forcing life and health insurers to shift from product distribution to life-stage design and value generation.
thailands-oic-sets-risk-buffer-ambition-in-5th-insurance-development-plan
Thai Life Insurance premiums rise 3.45% in 2025 on health and savings demand
June 17 2026
Sector posted moderate growth in 2025 across protection, savings and investment-linked products on the back of rising healthcare costs.
data-led-renewals-in-focus-as-apac-benefits-costs-rise
Data-led renewals in focus as APAC employee benefits costs rise – Pacific Prime
May 22 2026
AI use in claims, risk assessment and fraud detection is becoming more relevant as employers seek more targeted ways to manage benefits spend.
bupa-launches-cross-border-health-insurance-plan-for-hong-kong-residents
Bupa launches cross-border health insurance plan for Hong Kong residents
May 19 2026
The Care Bridge Health Insurance Scheme combines inpatient coverage in Hong Kong and Mainland China with outpatient and preventive care services in Hong Kong.
hong-kong-private-medical-claims-spend-up-60-in-four-years-study
Hong Kong private medical claims spend up over 60% in four years – HKFI study
April 29 2026
Day procedures and higher-end outpatient care were flagged as key drivers, with the study also pointing to panel providers and group plans as potential cost moderators.
malaysia-life-insurers-medical-claims-rise-5-3-to-rm9-37bn-in-2025-liam
Malaysia life insurers’ medical claims rise 5.3% in 2025 – LIAM
April 16 2026
The industry association also expects the country's medical inflation rate to reach 16% in 2026.
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