SMEs – (Re)in Asia

SMEs

News and analysis on how insurers and intermediaries are catering and innovating for small and medium enterprises.

Features and key stories

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Statutory floor, compliance mindset leave Korean firms underinsured on cyber risks

Voluntary premiums are climbing fast, yet many firms still carry too little cover for their real exposure.

India’s cyber insurance demand grows as DPDP Act reshapes underwriting focus

Brokers report growing interest in cyber insurance following the introduction of the DPDP Act, as buyers reassess limits, coverage and compliance exposure.

Soft market masks rising risks in Asia’s D&O sector

Experts say that a correction may start to become apparent over the next 12 months.

New MGA regime flagged as last-mile growth lever for India’s insurance market

Newly recognised MGAs can bind policies and underwrite risks locally, offering a faster route to regional and niche product growth in India.

India’s surety market surges, but recovery risks, data gaps constrain full potential

India’s surety segment is drawing global attention, but experts caution that legal clarity, underwriting discipline, and reliable contractor data remain essential for sustainable growth.

Australia’s trade credit insurance market regains momentum

Elevated insolvencies, tighter bank credit and improved product design are pushing insurers back into an under-served SME market.

APAC insurance outlook: Geopolitical unrest, technology to shape 2026

Maduro's capture sets the stage for a potentially turbulent 2026, in which insures will juggle geopolitical shifts, technology-linked challenges, and new regulatory frameworks.

Local expertise key to Swiss Re’s cyber expansion as rates soften

Success in the region means finding ways to tap into new business, not competing on rates.

(Re)insurers place their bets on APAC cyber despite softening rates

Despite increased competition and falling rates, (re)insurers are focused on bespoke solutions and product innovations that can help reduce region's growing cyber protection gap.

Zurich targets SME insurance growth in underserved markets in APAC

Insurer is betting on automation, product design, and a supportive distribution network to fuel growth in the segment.

APAC insurers eye SMEs in next phase of embedded growth

SMEs, high-value products, cyber, and product innovation are in industry's crosshairs, but embedded fatigue is a concern.