Some customers in higher risk areas are starting to see premium savings, but hard reinsurance market and rising nat cat events mean benefits are less apparent.
Part of its Corporate Care Income Protection, Zurich says the benefit is a country-first, and provides financial support for conditions such as ectopic pregnancy, pre-term birth, and menopause.
Reinsurer says it expects generally stable prices and conditions, but Asia regions may see carriers opt for increased retention to manage potential reinsurance rate hikes.
The specialised practice aims to tackle the increasing challenges of cyber liability, regulatory scrutiny, and data governance for technology companies.