Direct premiums rose steadily across major lines, while claims growth remained restrained, and fire claims fell, supporting a modest improvement in the loss ratio.
Ratings affirmation and outlook upgrade came as FWD Group moved from its inaugural full-year profit of US$10m in 2024 to US$39m in the first half of 2025, driven by new business growth.
At least 30 people were injured, some 2,700 homes in Aomori were without power, and numerous fire incidents were recorded, according to reports from local media.
The Japan edition of SAP Fioneer Cloud for Insurance includes features tailored for local regulatory and business needs, with support and implementation managed by Fujitsu.