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Emerging risks | Growth Opportunities | APAC Insurance

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Monday, August 10, 2026

Medical inflation

News and analysis on medical inflation and how these pressures are reshaping health insurers and reinsurers across Asia Pacific.

Features and key stories

singapores-new-ip-rider-rules-may-lower-premiums-but-are-no-silver-bullet-for-medical-inflation
insurers-look-for-ways-to-help-employers-with-rising-healthcare-costs
australias-property-insurance-lead-softening-premium-rates-in-1h25-marsh
rising-healthcare-costs-forcing-asias-insurers-to-withdraw-rethink-strategy
rising-medical-inflation-tests-thai-health-insurers

Singapore’s new IP rider rules may lower premiums but are no ‘silver bullet’ for medical inflation
The new rules will trim IP rider prices by about 30% on average, but insurers still face mounting pressure to manage claims and risk‑pool shifts in a high‑inflation environment.

Insurers look for ways to help employers with rising healthcare costs
More flexible arrangements could help firms attract and retain staff.

Australia’s commercial property rates fall fastest globally in first half of 2025
Marsh attributes rate declines to lower nat cat losses, increased insurer capacity, and greater competition.

Soaring healthcare costs push Asia’s insurers to revise strategies, exit markets
Industry leaders call for greater transparency, enhanced claims oversight, and expanded preventive care, as rising medical costs drive up policyholders’ premiums and insurers’ loss ratios.

Rising medical inflation tests Thai health insurers
The March introduction of compulsory copayment rules is expected to slow healthcare inflation, but demographic challenges remain.
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Empty hospital ward with row of beds separated by blue curtains, bright lights, and medical equipment nearby.
A hospital ward with multiple patient beds separated by blue curtains and medical equipment along the walls under bright ceiling lights.
Grandfather, grandmother, and grandson share a joyful moment together in an airport lounge, with InsureTech Connect Asia logo in the corner.
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All stories

Empty hospital ward with row of beds separated by blue curtains, bright lights, and medical equipment nearby.
Busy city street with tall glass buildings and a translucent multicolored chart overlay representing data analytics.
A hospital ward with multiple patient beds separated by blue curtains and medical equipment along the walls under bright ceiling lights.
Grandfather, grandmother, and grandson share a joyful moment together in an airport lounge, with InsureTech Connect Asia logo in the corner.
thailands-oic-sets-risk-buffer-ambition-in-5th-insurance-development-plan
data-led-renewals-in-focus-as-apac-benefits-costs-rise
bupa-launches-cross-border-health-insurance-plan-for-hong-kong-residents
hong-kong-private-medical-claims-spend-up-60-in-four-years-study
malaysia-life-insurers-medical-claims-rise-5-3-to-rm9-37bn-in-2025-liam
medical-cost-inflation-threatens-private-health-insurance-sustainability-across-asia-gaip
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