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Emerging risks | Growth Opportunities | APAC Insurance

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Saturday, November 7, 2026

Medical inflation

News and analysis on medical inflation and how these pressures are reshaping health insurers and reinsurers across Asia Pacific.

Features and key stories

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Illustration of healthcare workers and a hospital set against Asia Pacific city skylines
singapores-new-ip-rider-rules-may-lower-premiums-but-are-no-silver-bullet-for-medical-inflation
insurers-look-for-ways-to-help-employers-with-rising-healthcare-costs
australias-property-insurance-lead-softening-premium-rates-in-1h25-marsh
rising-healthcare-costs-forcing-asias-insurers-to-withdraw-rethink-strategy
rising-medical-inflation-tests-thai-health-insurers

Rebuilding APAC's healthcare insurance model
As healthcare affordability reaches a crisis point, APAC markets are exploring more sustainable healthcare insurance ecosystems.

Singapore’s new IP rider rules may lower premiums but are no ‘silver bullet’ for medical inflation
The new rules will trim IP rider prices by about 30% on average, but insurers still face mounting pressure to manage claims and risk‑pool shifts in a high‑inflation environment.

Insurers look for ways to help employers with rising healthcare costs
More flexible arrangements could help firms attract and retain staff.

Australia’s commercial property rates fall fastest globally in first half of 2025
Marsh attributes rate declines to lower nat cat losses, increased insurer capacity, and greater competition.

Soaring healthcare costs push Asia’s insurers to revise strategies, exit markets
Industry leaders call for greater transparency, enhanced claims oversight, and expanded preventive care, as rising medical costs drive up policyholders’ premiums and insurers’ loss ratios.

Rising medical inflation tests Thai health insurers
The March introduction of compulsory copayment rules is expected to slow healthcare inflation, but demographic challenges remain.
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Latest

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Editor's choice

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hong-kong-private-medical-claims-spend-up-60-in-four-years-study
malaysia-life-insurers-medical-claims-rise-5-3-to-rm9-37bn-in-2025-liam
irdai-forms-subcommittee-to-overhaul-indias-private-health-insurance-framework
singapores-new-ip-rider-rules-may-lower-premiums-but-are-no-silver-bullet-for-medical-inflation

All stories

data-led-renewals-in-focus-as-apac-benefits-costs-rise
bupa-launches-cross-border-health-insurance-plan-for-hong-kong-residents
hong-kong-private-medical-claims-spend-up-60-in-four-years-study
malaysia-life-insurers-medical-claims-rise-5-3-to-rm9-37bn-in-2025-liam
medical-cost-inflation-threatens-private-health-insurance-sustainability-across-asia-gaip
irdai-forms-subcommittee-to-overhaul-indias-private-health-insurance-framework
singapores-new-ip-rider-rules-may-lower-premiums-but-are-no-silver-bullet-for-medical-inflation
australia-approves-4-41-average-private-health-insurance-premium-rise-from-april-2026
malaysia-insurers-takaful-operators-back-standardised-base-mhit-plan-under-reset
malaysia-to-pilot-base-plan-medical-insurance-in-2026-as-white-paper-flags-340000-policy-cancellations