NEMA welcomes new members to HIP group, which was originally formed to help tackle insurance affordability and resilience in response to natural hazards.
Some customers in higher risk areas are starting to see premium savings, but hard reinsurance market and rising nat cat events mean benefits are less apparent.
Part of its Corporate Care Income Protection, Zurich says the benefit is a country-first, and provides financial support for conditions such as ectopic pregnancy, pre-term birth, and menopause.