States have begun formalising disaster risk transfer with a blended parametric-and-indemnity home insurance programme offering cover of up to ₹1m (US$10,536.29) for below-poverty-line households.
Building on record VNB growth in 2025, the insurer sustained its momentum into the first quarter of 2026, supported by strong growth in new business volumes.
Lower expenses and premium growth drove a modest improvement in Go Digit’s Ind AS combined ratio in FY2026, despite weaker loss performance in select segments.