Hong Kong Insurance – (Re)in Asia

Hong Kong

News and analysis of insurance in Hong Kong, covering market trends, regulation, underwriting, claims, and key industry developments.

Features and key stories

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Hong Kong captive insurer count rises to nine with two new approvals

New captives from the hospitality and logistics sectors broaden participation by both Hong Kong and Mainland Chinese corporates.

Hong Kong insurers deepen AI push as regulator adds three to cohort programme

The AI Cohort Symposium 2026 saw first-batch participants report gains across underwriting, claims and customer service, while newcomers Manulife, BOC Life and China Life unveiled new plans.

AXA bets on one-stop-shop model, specialty expertise to crack Asia's HNW insurance market

AXA Global Private is banking on its group-wide specialty capabilities to carve out a niche in a segment where rival carriers are already fiercely competing for wallet share.

Resolution Life signs three new asset-intensive reinsurance deals across Hong Kong, Japan

Reinsurer has completed two in-force reinsurance deals covering participating whole-of-life portfolios in Hong Kong and one reinsurance agreement in Japan.

HK reinsurance segment swings to 2025 underwriting loss

Provisional data shows Hong Kong’s reinsurance inward premiums rose 9.41% in 2025 despite the reversal in underwriting results.

HK general insurers' underwriting profits soar 175% in 2025 as AIA leads health charge, P&I clubs drive offshore gains

The impact of the Wang Fuk Court fire offset some of the sector’s growth, with property damage profits falling sharply last year.

Hong Kong IA finalises RBC amendments to incentivise infrastructure investment

Following feedback from 42 respondents, the Insurance Authority has finalised amendments to the RBC regime, with additional guidance to be issued ahead of implementation.

Hong Kong life new business jumps 33% in Q4 as wealth-focused policies gain traction

Single-premium and investment-linked products lifted sales, while full-year new business surged more than 50% in 2025.

Hong Kong GI direct premiums fall 11% in Q4 as offshore contracts, but full-year profit rebounds

Offshore premiums halved, onshore property claims rose, but full-year profits jumped almost 175% in 2025.

Stronger, steadier ILS market sets stage for Asia growth, but structural gaps remain

Record issuance and steady returns are drawing broader investor interest, but stronger data, transparency, ratings and regulatory confidence remain critical for Asia to scale participation.

Autonomous vehicles drive APAC insurers toward new liability era as robotaxis ramp up

Robotaxis are giving commercial shape to APAC’s broader AV market, but insurers remain constrained by limited data, fragmented regulation, and unresolved liability questions.

China's low-altitude economy has taken off and its insurers are writing the global underwriting playbook

China's market is heading toward half a trillion dollars by 2035, and insurers face the high-frequency challenge of flight safety, data security, and infrastructure risk—compounded by the threat of low-probability,...

Hong Kong extends ILS Scheme as 2026-27 budget targets emerging tech opportunities

The budget outlines support for new insurance solvency rules and greater disclosure standards, but focus on growth sectors—such as low-altitude aviation and autonomous vehicles—will bring new opportunities...

Vietnam breaks from Asia’s soft market trend as commercial rates rebound to 15% in Q4

Korea led the region’s softening with a 17% composite rate drop, while Taiwan and Hong Kong SAR also posted double-digit declines, according to Marsh data.

Japan and India buck regional slide as Asia-Pacific insurance dealmaking declines further in 2025

With only two $1bn-plus transactions all year, buyers shifted toward smaller, distribution-led plays and selective cross-border bets.

Hong Kong life Q3 2025 sales reach HK$90bn as growth continues to shift toward bigger policies

The average premium per policy in Hong Kong’s life market continues to rise, though policy volumes remained below pre-pandemic levels.

Hong Kong general insurers deliver HK$1.8bn underwriting profit in Q3 as onshore gains accelerate

Pecuniary loss drove the bulk of onshore profits, while marine was the big profit contributor for offshore underwriting results.

APAC insurance outlook: Geopolitical unrest, technology to shape 2026

Maduro's capture sets the stage for a potentially turbulent 2026, in which insures will juggle geopolitical shifts, technology-linked challenges, and new regulatory frameworks.

2025: Year in Review

This year has been marked by cautious optimism – though geopolitical uncertainty, nat cat worries, and falling rates created challenges.

Taiping Re, China Re, Qianhai Re identified among reinsurers behind Hong Kong's Tai Po fire

China Taiping finds itself on both sides of the claims ledger following Hong Kong's deadly Tai Po fire, with its reinsurance subsidiary among three confirmed reinsurers backing the group's primary insurance...